Heavy Commercial Vehicles
If losing your trucks due to damage or theft would be a blow to your business, HCV have the insurance for your heavy commercial vehicles that you simply can't do without.
HCV are the only Heavy Commercial Vehicle Underwriters using the Agreed Value system. The Agreed Value system is simply the value that you, your broker and HCV agree upon as the value designed to place you in the best similar position to that prior to a total loss. In the unfortunate event that your vehicle is a "write-off" or "stolen"HCV will pay out this "Agreed Value" less the applicable excesses.